Extraordinary
Finance
for the Ordinary
for the Ordinary
Our Mission
Transcending traditional finance,
transforming lives
transforming lives
PFC Technologies
Breaking old rules with technology
to empower customers in finance
to empower customers in finance
Our Core Value
Driven by four core values,
we’re transforming the non-banking financial market with technology
we’re transforming the non-banking financial market with technology
Bold Innovation
Transcending traditional finance
to shape a new paradigm
Cple
A loan-investment platform that connects interest with returns
and redefines non-bank finance
AirPack
AI-driven B2B solution that transforms lending for financial institutions
Customer Obsession
Offering fair lending access for underserved customers
while providing stable monthly returns for investors
Cple
Offering fair lending access for underserved customers
while providing stable monthly returns for investors
Airpack
Enabling financial institutions to manage the entire lending process
more easily, quickly, and accurately through AI technology
Unmatched Competence
A team with unmatched expertise
driving continuous innovation
Chief Executive Officer
Lee Soo-hwan
Chief Lending Officer
Baek Gun-woo
Chief Operating Officer
Jeong Hye-ran
Chief Technology Officer
Lim Jang-hyuk
Chief Product Officer
Jung Jae-hwa
Chief B2B Business Officer
Lee Jae-kyoon
Chief RISE Officer
Jung Seung-woo
Chief Investment Officer
Nathan Na
CLO/Compliance Officer
Choi Man-hang
Vice President of AI
Ahn Byung-gyu
Vice President of Lending
Choi Jin-hae
Relentless Execution
Driving meaningful change
through fast and relentless execution
2025
2024
2022 - 2023
2020 - 2021
2018 - 2019
2016 - 2017
2015
Sep 2025
Signed AIRPACK supply agreement with Australia’s Finance One
Sep 2025
Registered core technology patent for AIRPACK
Aug 2025
Achieved monthly profitability (BEP)
June 2025
Commercialized two major new AIRPACK products – the strategic analytics solution AIRLAB and the operational solution AIRSTUDIO.
June 2025
Introduced a full-scale “Buyback Guarantee” for Cple’s home mortgage–linked investment product, significantly reducing uncertainty in investment recovery.
May 2025
Launched personal credit loans for mid-to-low credit borrowers through partnerships with savings banks.
Apr 2025
The paper, Fine-Tuned Multi-Task Learning for Credit Risk and Loan Selection Prediction in Unsecured Personal Loans, accepted at ICLR 2025, one of the world’s top machine learning conferences, for the first Korean financial institution.
Mar 2025
Launched ‘Short-term investment’ Product Secured by Confirmed Trade Receivables
Mar 2025
Acquired an equity stake in the Indonesian alternative credit scoring company ‘AI Foresee’
Our Partners
Top-tier investors and partners
collaborate with PFCT
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